Frequently asked questions

A Systematic Investment Plan (SIP) lets you invest a fixed amount in a mutual fund at regular intervals. It spreads purchases across market levels, but does not prevent losses or guarantee returns.

Many mutual fund schemes accept SIPs starting at ₹500 per month. You can choose an amount that fits your cash flow and increase it later as your income grows.

ELSS may qualify for a Section 80C deduction under the old tax regime, within the overall statutory limit and subject to eligibility and current law. Each ELSS investment has a three-year lock-in; consult a tax professional for your circumstances.

Yes. Most SIPs can be paused, the amount can be stepped up, and the SIP can be stopped through the Investwell portal or by contacting us directly. Check the mandate and scheme terms; redemption may still incur exit loads or tax.

No. Mutual fund investments are subject to market risks. SIPs help reduce timing risk but do not eliminate market risk. Read all scheme related documents carefully before investing.

A Demat (dematerialised) account holds shares, ETFs, bonds and other securities electronically. It is required if you want to buy or sell stocks directly on the exchange.

No. Mutual fund units are held separately through the fund house or transfer agency and reflected in your consolidated account statement. Some exchange-traded investments require a Demat account; mutual fund folios generally do not.

You typically need PAN, Aadhaar, a passport-size photograph, bank proof (cancelled cheque or statement), signature proof and, in some cases, income proof for derivatives trading. The entire process is digital.

Once documents are uploaded and verified, activation time depends on verification by the broking partner. We guide you through each step as an Authorised Person of SMC Global Securities Ltd.

Use the digital account-opening link on our Services or Contact page. After submitting details online, the broking partner will review the application and determine activation.

Existing investors can log in through the Investwell portal. Use your registered mobile number or email and password.

Yes. On the login screen you can request an OTP to your registered mobile number and log in without entering a password.

Click 'Forgot password?' on the login screen and follow the reset link sent to your registered mobile number or email. If you still face issues, WhatsApp us and we will help.

New clients can complete digital KYC and create an account online. The process takes a few minutes and requires PAN, Aadhaar and bank details.

Use the official Investwell login page and never share your password or OTP. SK Investment does not store your Investwell password or OTP. If you ever receive a suspicious request, contact us immediately.