Explore a loan against eligible mutual fund units.
A partner lender may offer credit against eligible pledged mutual fund units. Approval, rates and repayment terms vary; units remain exposed to market risk.
Lender Review
Approval and timing depend on lender eligibility and verification.
Units Remain Invested
Pledged units remain subject to market movements and may lose value.
Review Interest & Fees
Interest calculations and charges depend on the lender's facility terms.
Pledge, Not Redemption
A pledge itself is not a redemption; tax treatment of later transactions depends on circumstances.
Compare Lender Terms
Review rates, fees, margin requirements and risks before borrowing.
Repayment Terms
Repayment schedule and conditions are set by the lender.
How it works
- 1Talk to us
Share your existing mutual fund holdings — the lender will determine eligible units and a borrowing limit.
- 2Digital pledge
Units are pledged with the lender online. Requirements vary by lender.
- 3Get your credit line
If approved, the lender will confirm disbursal method and timing.
- 4Use as needed
Access and interest charges follow your lender's agreement.
- 5Repay flexibly
Repay under the agreed schedule. The lender releases the pledge after eligible dues are cleared.
Who is it for?
A loan against mutual funds may be considered if you have a short-term cash need — a medical emergency, business working capital, a large purchase, or a temporary shortfall — but you don't want to break your long-term investments and redeem units. Borrowing has costs and pledged units may fall in value. Instead of redeeming, you borrow against your portfolio and continue to stay invested.
Whether the loan against mutual fund route is right for you depends on your holdings, rates on offer, and how long you'll need the funds. Talk to Krushnakant Thakor at SK Investment to learn about the referral process and lender terms.
Important: SK Investment is not a bank, NBFC or lender and does not itself give loans. Loans against mutual fund units are sanctioned and disbursed solely by RBI-regulated partner banks / NBFCs, subject to their eligibility norms, interest rates and terms. We only assist you with the referral and paperwork.
Need liquidity without redeeming your MFs?
Send us a quick WhatsApp — we can explain the referral process; the lender decides eligibility and loan amount.
SK Investment is the proprietorship business of Krushnakant Thakor, an AMFI Registered Mutual Fund Distributor (ARN-171718). The ARN is held solely by Krushnakant Thakor.
We provide Mutual Fund distribution services only. We do not provide investment advisory services and do not offer personal loans.
Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance does not indicate future returns.
Information provided on this website is for general investor awareness and educational purposes and should not be construed as investment advice or a recommendation to buy, sell, or hold any security or investment product.
For any complaint or service-related concern, please contact us: info@skinvestment.co.in · +91 94294 41026. We will make reasonable efforts to address and resolve your complaint promptly.